Your big day is a day of happiness and both of you have waited eagerly for this day. You certainly do not want to get any mishaps along the way to dampen the mood. But if there are unforeseen contingencies, how well are you shielded from them?
If you are opting for a destination wedding at a beach, you might be wary of what could be sudden adverse weather changes which might be an impediment to the conduct of your wedding.
Wedding insurance typically covers postponement or rescheduling of the wedding against adverse weather, no show of wedding vendors, no show of key personnel, damage to precious wedding photos and loss of special items such as jewelry or documents.
The premium is a one time fee and varies according to the depth of coverage needed.
Do note the fine prints on the limitations and exclusions of the policy. Make sure that you are well aware of the things that you might not be able to claim.
What are the things that might go wrong and might be covered under the policy?
- Cancellation or postponement of wedding due to bereavement or illness of the immediate family.
- Loss of wedding jewelry.
- No show of wedding vendors.
- Damage to the wedding photographs.
Being well prepared for the event is good and you could find yourself feeling a lot less frustrated when things do go wrong.
Of course there is something that cannot be covered under the wedding insurance policy, which is, the emotional disappointment.
by Anne Lim
